【High-Yield USD Deposits】Up to 7.7% Interest! Minimum Deposit Only $100, Even JPY Offers 7%
High-yield USD deposits are here! Sinopac Bank (2890), a subsidiary of SinoPac Financial Holdings, announced today (14th) the launch of its "Foreign Exchange High-Yield Time Deposit" promotion, offering an annual interest rate of up to 7.7% for 7-day USD time deposits, with a low minimum deposit of just $100. For those holding large amounts of JPY, there’s also a high-yield option with a 7.06% rate for 7-day deposits, starting from 10,000 JPY.
Sinopac Bank stated that in Q2 2025, its foreign exchange time deposit program—covering USD, CNY, JPY, EUR, and AUD—saw a 20% YoY increase in deposits and an 80% growth in customers, indicating a rising trend of using fixed deposits for foreign currency investments.
To help customers better allocate foreign currencies and enhance flexibility, Sinopac Bank now offers multi-currency high-yield time deposits with terms ranging from 7 days to 6 months, starting from as low as $100, allowing even small investors to enjoy competitive rates.
The bank’s "Sinopac Helps You – One Currency, One Benefit" promotion allows customers to exchange and deposit funds in USD, CNY, JPY, EUR, or AUD via online banking, mobile banking, the DAWHO APP, or in-branch services. Highlights include:
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USD: 7.7% for 7 days, 3.1% for 14 days, 3.75% for 1 month, 3.23% for 2 months.
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JPY: 7.06% for 7 days.
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CNY: 9.2% for 7 days, 4.65% for 14 days.
Additionally, Sinopac Bank’s "Dual-Currency Beauty – High-Yield Savings" promotion offers:
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4.5% p.a. for 3-month USD deposits (min. $10,000, via DAWHO APP or in-branch before September).
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Up to 3.9% p.a. for 6-month USD deposits (via online/mobile banking, in-branch, or phone banking).